I was born in China and brought up in San Francisco. My dad was a factory worker in China and we lived in a small fishing village.

Growing up in the U.S., my parents worked in the back of a Chinese supermarket. I was your typical shy, nerdy Asian girl next door!

In my previous life, I was a typical underemployed millennial “in-betweener” stuck in the twilight of young adulthood.

My doctrine for saving rests in a childhood plagued with poverty and a sobering refusal to repeat that mistake.

My husband and I both strive to save as much as we can without giving up the core things that make us happy.